CASE PREVIEW · United States District Court for the Eastern District of Michigan

J.Y. and G.T. v Blue Cross Blue Shield of Mich

ERISA benefits and parity pleading for out-of-network mental-health care

Decided

The citation

J.Y. and G.T. v Blue Cross Blue Shield of Mich, opinion and order of the United States District Court for the Eastern District of Michigan, issued November 12, 2026 (Case No. 26-cv-11173)

From the case summary

According to the complaint, G.T.’s worsening mental-health condition led her parent, J.Y., to admit her to a nonparticipating residential facility in Maine. G.T. also underwent out-of-network psychological testing. BCBSM, which insured J.Y.’s employer-sponsored plan, denied the facility’s claim and paid the psychologist only in part;…

Read the full Keypoint summary for the facts, ruling and practitioner takeaway.

Read the court’s original decision.